Homeowner’s Insurance – What do you know?

Insurance: what is it and do I need it when I own or buy a home?  Some people confuse homeowner’s insurance with a home warranty.  Insurance is not going to fix your furnace when it dies or replace your stove when it won’t heat anymore.  Insurance covers your home against perils, that is fire, snow,Continue reading “Homeowner’s Insurance – What do you know?”

BUYING TIPS IN A SELLER’S MARKET

A quick definition of a seller’s market, this is when the demand for homes exceeds the supply of homes.  Currently interest rates are at a record low and many individuals are taking advantage of these low rates to purchase a home.  Most are finding that the monthly mortgage payments on a home purchase are lowerContinue reading “BUYING TIPS IN A SELLER’S MARKET”